waikiki at night

How To Find The Best Homes For Sale in Hawaii

Undeniably, Hawaii real estate is in demand all year round. The reason for this is not hard to find. Premium houses and condos for sale in Hawaii offer the most breathtaking scenery that promotes nothing, but relaxation. Its subtropical climate, golden beaches, lush greenery and balmy breezes will never be enough words to describe this paradise on Earth. If you are planning to acquire Hawaii real estate, there are some things that you have to consider.

Decide On Which Hawaiian Island You Will Buy the Property

Hawaii has four major islands considered as the best destinations and you have to choose which one you would want to call a home. Each of these islands is very inviting and is a paradise on its own. Each, however, offers different lifestyle and cost of living.

An example of this is the Oahu, which is a good place to live in, but is also the busiest community. This is the most populated island and has the most diverse culture. So, if what you are looking for is an extreme isolation and would want a more secluded place, you might as well consider Kauai or the other islands. Since these islands also offer different amenities and panoramic views, you can also find a house that will fit your needs and your lifestyle. You may also want to do your own research about these islands if there are lingering questions on your mind. Coming for a visit is ideally to be made in the months of September or October as this is the slower time of the year where you can find best accommodation deals.

Choose the Type of Hawaii Property That You Want

waikikiOnce you have decided which island you would want to live in, you also need to determine what kind of property you would like to own. It is quite comforting to know that there are numerous options for Hawaii houses for sale as well as condominiums/townhouses available for sale. Among the most popular choices are the single family homes. This is very common in almost every island and each of your choices will give you that feeling of really living in a home. However, most of these houses are offered at significantly higher prices just like a regular condominium for sale. The latter is also a good option. The difference of these properties is the fact that condos are situated in low rise or high rise buildings where you need to mingle with different types of people. Some may even have amenities that you have to share with other residents of the building.

Also, an option for acquiring Hawaii properties is the timeshare. This is ideal for people who will only be enjoying the panoramic views of the place from time to time. This kind of Hawaii real estate property works like a resort, so you will be able to enjoy every amenity that you need.

Prepare Your Finances To Buy Real Estate in Hawaii

If you need financing to buy the property in Hawaii it is very important to get pre-approved with a home mortgage loan specialist before you even begin looking at homes for sale in Hawaii. Being pre-approved for a home loan will save everyone time as you will be searching only for properties you can afford. The seller will want to know that you are financially capable of buying their property and that there are no surprises once your offer has been accepted. For this reason, a pre-approval letter is presented along with the offer to purchase any home. I recommend to use a local lender in Hawaii, not an out-of-town “unknown” or Internet lender. The seller (and real estate agents) will feel reassured that the mortgage broker/lender is known and reputable and will make sure the funding happens.

If you don’t need financing and prefer to pay all cash for the property you need to have your banker, broker, or other financial institution provide a standard letter of financial introduction (also called “Asset Verification Letter”) which verifies that you have sufficient assets on deposit to purchase in the price range in which you are interested. Such letter will also maximize your negotiating power when you submit an offer and start negotiating the price and terms with the seller.

Hire an Experienced Real Estate Agent

To ensure that you will see the best Hawaii houses for sale, it is recommended that you contact experienced and hardworking Hawaii real estate agent who will represent your best interest throughout the entire process. The best part is that you don’t have to pay anything for the services of Buyers agent as the Seller pays the commission to both real estate brokers. Selecting a licensed and professional Hawaii real estate agent also very important in order to avoid some legal issues in the future. There are lots of real estate agents who can provide you with assistance in terms of the property search but not so many agents have the knowledge and experience to negotiate the best price and terms for you and successfully close the deal. Once you found your real estate agent all you need to do is to sit back, relax and assess the possible Hawaii homes for sale that your agent will present to you.

Visit Hawaii

Once you have selected the best Hawaii homes for sale you want, it is now the time for you to personally come to Hawaii and preview the best available properties in person. This time, make sure that you already have been pre-approved for a home loan or have the cash funds available. Once you have identified the right home that suites your needs and fits your budget your Realtor will prepare the Purchase Agreement and other necessary paperwork and preset your offer to the Seller. When your offer is accepted the escrow is opened and the process begins. If you are using the financing to buy Hawaii real estate the whole process could take 45-60 days; if you pay all cash for the property you can close the deal in as little as two weeks.

I invite you to browse through my informative Hawaii real estate website to learn more about buying or selling real estate in Hawaii. Please do not hesitate to call me anytime at (808) 398-9987 or simply email me at with any questions you may have about buying or selling real estate in beautiful Oahu, Hawaii. I look forward to hearing from you and helping you with your all Hawaii real estate needs.