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Oleg Potiomkin (RA)
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Call (808) 398-9987
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Oleg
Potemkin (RA) Hawaii Realty Associates, LLC
Honolulu, Oahu, Hawaii
Direct:
(808) 398-9987 Fax: (808) 538-8081 E-mail:
info@hawaii-realty.com
20
Reasons Why All Titles Should Be Insured
1. A fire destroys
only the house, and improvements. The ground is left. A defective
title may take away not only the house but the land on which it
stands. Title insurance protects you against such loss.
2. A deed or a mortgage in the chain of title may be a forgery.
3. A deed or a mortgage may have been signed by a person under age.
4. A deed or a mortgage may have been made by an insane person or
one otherwise not competent.
5. A deed or a mortgage may have been made under a power of attorney
after the death of the principal and would, therefore, be void.
6. A deed or a mortgage may have been made by a person other than
the owner but with the same name as the owner.
7. The testator of a will might have had a child born after the
execution of a will, a fact that would entitle the child to claim
his or her share of the property.
8. A will may have been revoked by the testator after its execution.
9. A conveyance by heirs-at-law of a person supposed to have died
without a valid will may be defeated by subsequent discovery and
probate of a will.
10. An heir or other person presumed dead may appear and recover the
property or an interest therein.
11. A judgment or levy upon which the title is dependent may be
void or voidable or account of some defect in the proceeding.
12. Unless you have the title insured, you cannot be sure you will
never suffer loss through title disputes after buying or lending on
real estate.
13. Title insurance helps speed negotiations when you are ready to
sell.
14. By insuring the title you can eliminate delays and
technicalities when passing your title on to someone else.
15. If your title is ever defeated, title insurance reimburses you
for the amount of your loss.
16. We assume the risk and worries, make all your troubles ours,
with the issuance of title insurance.
17. Each title insurance policy we write is paid up, in full, by the
first premium.
18. Our insurance of a title means that you will have free defense
in court, in addition to the payment of any loss you may sustain.
19. Claims constantly arise due to marital status and validity of
divorces. Only title insurance protects against these claims of
supposedly non-existent or divorced "wives" or
"husbands".
20. Many lawyers, in giving an option on a title, protect their
client as well as themselves by procuring title insurance.
Thanks
for visiting!
Excellent
Service, Outstanding Results!
Oleg Potemkin (RA) Hawaii Realty
Associates, LLC
Ali'i Place, 1099 Alakea
Street, Suite 1520, Honolulu, Oahu, HI 96813
Direct: (808) 398-9987 Fax:
(808) 538-8081 E-mail: info@hawaii-realty.com
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